Sonoma County Home Mortgage Rates – November 13, 2009
November 13th, 2009 categories: Mortgage Rates
Sonoma County Home Mortgage Rates - November 13, 2009
“The stars have aligned with Mars to make this the best time to buy a home.”
Don’t believe me…listen to the stars.
Aries
When you look at homes this week, stick to the facts and don’t get caught up in wishful thinking. Focus on your financial reality. What is affordable? What would make the best financial sense? Don’t get caught up in buying from an emotional place. You are ready to buy a home, so seek the counsel of experts who will guide you to needs, not wants.
Taurus
Buying a home is a happy experience. Expect looking at homes to be fun. It is ok to enjoy it, but eventually you need to make a move. Saturn will square Pluto on Sunday, so you need to make sure that you get all your paperwork completed properly to avoid issues. Getting into a new home will bring you great joy, so welcome the change. It is time to make a move.
Gemini
Currently Mars is in your communication zone, and is going to stay there for a long time. As you look at homes this week, you need to be vocal with your Realtor. You are a great communicator so be clear with them as to what your goals are. You like to play detective and that will serve you well. Do your “homework”, but expect good news. The competition for homes is rough, so be ready to grab it before someone else does.
Cancer
You are a creative person and this week will be no different. But when buying a home keep it simple. Don’t over complicate your offer and you will get the home you want. You have an important decision to make, so say good bye to the past and move on. Think of all you can do with your new home?
Leo
Expect to feel very confident about buying a home this week. You will have an amazing opportunity to bring your dreams to life and find the perfect home. However, Saturn will square Pluto which will give you pause. But you are so powerful Leo you can do this. It’s your turn to buy a home!
Virgo
You know how you are Virgo; you are a spiritual being. As you look at homes this week, find a home that moves your emotions to an excited zone. Imagine yourself doing your Yoga or Tai Chi in that house and the calm and inner peace with the world you’ll feel. Ask yourself this question, “Do I feel it?” If not move on. The perfect house awaits you. Don’t gamble it will grow on you, you’ll know when the house is right.
Libra
This is a great time for you Libra’s to make the most of your finances by buying a home. You have been saving your money for a time just like this. Focus on your personal financial zone. This is a good time to think about making the most of your resources. Wednesday and Saturday can bring a financial windfall. Buying a home and the financial gain from it will make you smile.
Scorpio
Think of buying a home as part of your reward for your success in your career. Mars is passing through your sign and will bring more deserved success. This means that you are going to getting your way in many transactions. Now is the time to make that offer on the home you want. You may be shocked at the great deal you can negotiate.
Sagittarius
Saturn and Pluto will be on your side this week. As you look at homes, you may feel some tension building. This is normal and nothing you can’t handle. In the end you will have the upper hand. Good ‘ol Pluto is on your side and with a little strategic handling of the situation, good fortune will come your way. Let the strength the stars give you this week help finalize the deal on that home you want.
Capricorn
You will feel very social this week. That will bring you many opportunities for interaction and collaboration. What better time to buy a home? Stay away from get rich quick schemes. Buying a home is a great investment, but you must have realistic expectations. The market will take off one day and you will get all the appreciation you’re looking for. Use your gifts of communication to get a great deal on your home.
Aquarius
Mars is moving through your partnership zone. This is a great time to find a great Realtor to work with you on buying a new home. You have the ability of being in the right place at the right time. What better week to buy the home of your choice. Timing is everything, and Aquarius…you’ve got it!
Pisces
Well you have been through some tough stuff. Finally the cloud is about to lift. You’re in a mood to explore and if you take that energy to your home search, imagine the amazing discoveries you will make? A focus on home buying will be rewarded with amazing fortune in places you never expected. You may have to let go of the past to enjoy the magic and mystery of the treasure that will be your new place to live!
The following rates were quoted for a sample conforming loan with the following criteria: $300,000 Loan Amount | 80% LTV (Loan To Value) | 680+ FICO Score
15 Year Fixed Rate Mortgage – 4.875% (5.21% APR)
30 Year Fixed Rate Mortgage – 5.00% (5.27% APR)
1 Year Adjustable Rate Mortgage (1 Year ARM) – 4.625% (3.77% APR)
5/1 Adjustable Rate Mortgage (5/1 ARM) – 4.75% (4.13%APR)
7/1 Adjustable Rate Mortgage (7/1 ARM) – 5.00% (4.63% APR)
Article Contributed by: Dave Raffi, Regional Manager at Mission Hills Mortgage: 707-303-2933
Make sure you tell Dave that the Sonoma County Grapevine sent you!
* DISCLAIMER: These mortgage interest rates are quoted at a specific time, 11.13.2009. Interest rates are subject to change upon changes in market conditions and borrower qualifications.
Now that you are caught up on the latest mortgage rate news, check out the latest prices of Sonoma County Homes by clicking the appropriate link below:
Bodega Bay Homes | Cotati Homes | Guerneville Homes | Penngrove Homes | Petaluma Homes | Rohnert Park CA Homes | Santa Rosa Homes For Sale | Sea Ranch Homes | Sebastopol Homes For Sale | Sonoma County Real Estate | Wine Country Real Estate
Wow.Very entertaining Chris. Nice article.